How Rise Leverages Arbitrum to Power Global Payments at Scale

Rise is building a global payroll and payouts infrastructure designed to move money instantly, compliantly, and with minimal friction. Because cross‑border payments hinge on liquidity, speed, and cost, Rise leans heavily on stablecoins—USDC and USDT—to let payers fund in whatever currency works for them while recipients choose what’s most usable where they live. To scale this model, Rise integrated Arbitrum One, tapping into its deep stablecoin liquidity and low‑fee, high‑throughput design.

Key Ideas

Arbitrum has become Rise’s dominant payout rail - Although only a small share of deposits originate on Arbitrum, roughly 80% of all onchain withdrawals flow through it. Recipients overwhelmingly prefer Arbitrum because payouts are fast, inexpensive, and well‑connected to off‑ramps. Rise has already moved more than $340M in USDC/USDT withdrawals on Arbitrum, with activity accelerating—about a quarter of lifetime volume has occurred in the last 90 days.
Stablecoin liquidity and low fees flip the economics of global payouts - Arbitrum’s deep stablecoin pools—over $8.8B as of late 2025—give Rise the liquidity needed for predictable settlement. The average payout is around $1,500, a size where traditional wire and FX fees are painful. With $0 Arbitrum fees on Rise, small and mid‑sized disbursements become meaningfully cheaper, saving up to ~5% compared to ACH, wires, or L1 transfers.
Programmable, rules‑based payouts remove operational friction - Rise turns payout policies into smart‑contract logic: who gets paid, in what currency, when, and under what limits. Once triggered, payouts execute on Arbitrum in seconds, without batching delays or manual intervention. Recipients can then withdraw in USDC/USDT or off‑ramp to local currency, with clean reconciliation for finance teams.

Why It Matters?

Rise’s integration with Arbitrum shows how global payouts can shift from slow, fee‑heavy, and operationally messy to automated, instant, and cost‑efficient. By combining programmable settlement with deep stablecoin liquidity and near‑zero fees, Rise is creating a repeatable pattern for contractor payments, marketplace payouts, and treasury flows. It’s a blueprint for how cross‑border money movement will scale as more businesses adopt stablecoin rails and L2 infrastructure.